ANZ Balanced Growth Fund

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Type: Growth fund
Past Returns: 3.28%

Average annual returns over the past 3 years, after fees and taxes. * indicates less than 3 years of data.

Annual Fees: 1.01%

Annual fees, including any membership and % management fee.

The graph below shows the percentage of the fund invested in each of the worst issues of concern to New Zealanders. Below the graph are listed all the companies this fund invests in, by issue of concern.


Fossil Fuel

BHP Billiton Ltd 0.29%
Koninklijke Vopak Nv 0.15%
Oil Search Limited 0.13%
Origin Energy Ltd 0.12%
Kinder Morgan Inc 0.12%
Enbridge Inc 0.11%
Viva Energy Group 0.09%
Williams Cos Inc 0.09%
Dominion Energy Inc 0.05%
Cms Energy Corp 0.04%
Royal Dutch Shell 0.04%
Bp Plc 0.03%
Phillips 66 0.03%
Valero Energy Corp 0.03%
Repsol Sa 0.02%
Lukoil Pjsc-Spon Adr 0.02%
Total Sa 0.02%
Pjsc Tatneft Adr 0.02%
China Petroleum 0.02%
Omv Ag 0.02%
Marubeni Corp 0.02%
Hollyfrontier Corp 0.02%
Equinor Asa 0.01%

Weapons

United Technologies 0.16%
Safran Sa 0.14%
Rolls Royce Holdings 0.10%
Bae Systems Plc 0.05%
Oshkosh Corp 0.03%
Raytheon Co 0.02%
Textron Inc 0.02%
Leonardo Spa 0.02%
Rheinmetall Ag 0.01%

Gambling

Aristocrat Leisure 0.19%
Sky City Entertainment Group 0.10%
Tabcorp Holdings Ltd 0.05%
Sands China Limited 0.03%
Wynn Resorts Ltd 0.02%

Alcohol

Lvmh Moet Hennessy 0.53%
Diageo Plc 0.40%
Heineken Nv 0.30%
Pernod-Ricard Sa 0.29%
Anheuser-Busch 0.11%
Carlsberg As - B Shs 0.10%
Metcash Ltd 0.09%
Treasury Wine Est 0.05%
Ambev Sa 0.04%

GMOs

Bayer Ag 0.31%
Nufarm Limited 0.13%

Human Rights & Environmental Violations

Nestle Sa 0.81%
Essity Aktiebolag-B 0.47%
BHP Billiton Ltd 0.29%
Johnson & Johnson 0.29%
Rio Tinto Limited 0.20%
Duke Energy Corp 0.12%
Sempra Energy 0.10%
Royal Dutch Shell 0.04%
Archer Daniels 0.02%

Animal Testing

Nestle Sa 0.810%
Lvmh Moet Hennessy 0.530%
Essity Aktiebolag-B 0.470%
Reckitt Benckiser 0.420%
Bayer Ag 0.310%
Koninklijke Dsm Nv 0.300%
Danone 0.290%
Johnson & Johnson 0.290%
Air Liquide 0.290%
Unilever Nv Ord 0.230%
Colgate Palmolive 0.230%
Akzo Nobel N.V 0.200%
Ppg Industries Inc 0.190%
Coca Cola Co 0.150%
Pepsico Inc 0.130%
Burberry Group Plc 0.070%
Walgreens Boots Alli 0.040%
Glaxosmithkline Plc 0.040%
Royal Dutch Shell 0.040%
Archer Daniels 0.020%
Mitsubishi Gas Chem 0.020%
Solvay Sa 0.020%
Sainsbury (J) Plc 0.020%

This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to 31 March 2020 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund and research organisations.

A summary of this fund and its details.

Number FND2185
Name ANZ Balanced Growth Fund
Risk profile Growth fund
Description The Balanced Growth Fund invests mainly in growth assets (equities, listed property and listed infrastructure), with some exposure to income assets (cash and cash equivalents and fixed interest). The fund may also invest in alternative assets.The fund aims to achieve a positive yearly return (after the fund charge and before tax) that over the long-term is 4.0% over inflation (allowing for a negative return 4.7 years in every 20).
Value $1.9B NZD
Members 90,644
Market index description The market index annual return is calculated using the target investment mix and the indices of each asset class. Additional information about the market index is available in the statement of investment policy and objectives on the offer register.
Disclosure Statement Period Tue March 31st 2020
Fund started Mon Oct. 1st 2007
Three-year average return 3.28%
Market index past year return -2.62%
Past year return net charges and tax -3.26%
Past year return net of charges gross of tax -3.4%
Market index return since fund started 7.84%
Return since fund started net 6.51%
Total annual fund fees 1.01%
Total performance based fees 0.0%
Manager's basic fee 0.95%
Administration charges 0.06%
Total other charges 24.0
Total other charges currency NZD

Key Personnel

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31 March 2020 .

Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.

Year Market Average Fund Annual Return
2020 -3.47% -3.26%
2019 6.87% 6.72%
2018 7.63% 6.39%
2017 8.87% 6.55%
2016 3.62% 3.89%
2015 13.73% 14.81%
2014 8.43% 9.05%
2013 12.00% 13.57%
2012 -1.50% 2.33%
2011 6.13% 6.18%

The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31 March 2020 .

Showing the top 10 investments for this fund:

  • Fisher and Paykel Healthcare
    New Zealand Australasian Equities
    1.37%
  • Cash Deposit (J.P. Morgan USD)
    United States Cash and Equivalents A-1
    1.29%
  • Visa Inc
    United States International Equities
    1.15%
  • A2 Corp Limited
    New Zealand Australasian Equities
    1.11%
  • Nestle Sa
    Switzerland International Equities
    0.81%
  • Comcast Corp - Cls A
    United States International Equities
    0.74%
  • NZ Govt Stock 15/04/37 2.75%
    New Zealand NZ Fixed Interest AA+
    0.72%
  • Spark New Zealand Ltd
    New Zealand Australasian Equities
    0.69%
  • Medtronic Plc
    United States International Equities
    0.69%
  • NZ Govt Stock 20/04/29 3%
    New Zealand NZ Fixed Interest AA+
    0.68%

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register 31 March 2020 .

How the money in this fund is invested against the fund's targets.

Target

Actual


Type Target Actual
Cash and Cash Equivalents 6.0% 10.47%
New Zealand Fixed Interest 9.0% 8.83%
International Fixed Interest 20.0% 16.95%
Australasian Equities 14.0% 12.91%
International Equities 41.0% 40.79%
Listed Properties 8.0% 7.52%
Unlisted Properties 0.0% 0.0%
Other 3.0% 2.53%
Commodities 0.0% 0.0%

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31 March 2020 .

Does this fund have a policy to exclude any industries from its investments? The first column shows if the fund has a policy to exclude the issue. The second column shows if there are any current investments (source: Mindful Money research).

The Fund may have investments that are not consistent with their exclusions policy because they are still in the process of implementing their policy.

  • Issue of concern
    Does this fund say it excludes this?
    Actual holdings
  • Adult Entertainment/Pornography:
    0.00%
  • Alcohol:
    1.93%
  • Animal Testing:
    5.12%
  • Fossil Fuels:
    1.52%
  • Gambling:
    0.39%
  • GMOs:
    0.44%
  • Human Rights & Environmental Violations:
    2.35%
  • Palm Oil:
    0.00%
  • Tobacco:
    0.00%
  • Weapons:
    0.55%

This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to 31 March 2020 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund and research organisations.

Note that the fund’s intended exclusions may not be consistent with the analysis of the portfolio because of timing issues or because there are companies of concern in indirect investments by the fund.

Note that many KiwiSaver funds exclude controversial weapons. However, the category of Weapons used in this analysis is broader in scope, covering all munitions, firearms and military weapons.

In their own words: "The Balanced Growth Fund invests mainly in growth assets (equities, listed property and listed infrastructure), with some exposure to income assets (cash and cash equivalents and fixed interest). The fund may also invest in alternative assets.The fund aims to achieve a positive yearly return (after the fund charge and before tax) that over the long-term is 4.0% over inflation (allowing for a negative return 4.7 years in every 20)."

Download the fund's disclosure statement and portfolio holdings.

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Before investing, consider your investment aims, your values and your risk preferences. You should read the Product Disclosure Statement for the investment fund carefully. It contains the fund’s investment objectives, risks, fees and other information which you should know before investing. This website has a list of the advisers that are registered with the Responsible Investment Association of Australasia. You should contact an investment adviser before investing if you have questions or if you are unclear about the implications of your investment decision.